Specialty Personal Lines

Specialty Personal Lines

American Modern has partnered with Next Wave to provide our agents a solution for hard-to-place specialty personal lines property and recreational risks. Upon appointment with American Modern, as a Next Wave sub-producer, you will gain access to the award-winning online rate, quote and issuance system, modernLINK®.

Products Offered

  • Dwelling Fire (DP-1, DP-3, Vacant)
  • Manufactured Home
  • Collector Vehicle
  • Watercraft
  • Personal Watercraft

American Modern offers a variety of discounts including multiple transfer discounts, claim-free renewal discounts, ownership experience, association discounts and more!

In addition American Modern offers your customers a variety of directly billed payment plans to accommodate their financial needs.

*Not all products available in all states

Eligible Property Classes

American Modern accepts property risks in both protected and unprotected classes as well as customers and property with prior losses.

Eligible Recreational Classes

American Modern accepts a broad range of collector vehicles, motorcycles and watercraft. We offer robust policy forms with specialized coverages that help to protect your customer’s investment.

American Modern is widely recognized as a leading expert in the specialty insurance business. For more than 30 years we have held an A (Excellent) or A+ (Superior) financial strength rating from A.M. Best. American Modern is a core subsidiary of Munich Reinsurance Company, one of the world’s leading re-insurers with a reputation for financial strength and risk expertise.

Eligible States

CA, OR, WA, UT, ID, AZ, NM, CO, ND, SD, WY and MN

Submission Requirements

Register to become a Next Wave-American Modern sub producer.
  • Obtain a Next Wave Agency Appointment: If you’re not already appointed, register to Become a Producer. Complete and submit the required forms online, via Fax (619) 234-6500, or by email.
  • Obtain an American Modern Sub-Producer Code by completing the required American Modern Appointment Packet and emailing completed materials to submissions@nextwaveins.com.

*Once this packet is received, your Next Wave representative will assign you a Sub-Producer Code. American Modern Insurance will then email you directly with a welcome note, along with your modernLINK user ID and instructions for setting your password.

How to Rate, Quote and Issue

Once you have received your American Modern user ID you can log into modernLINK to begin placing your residential and recreational risks..


Email questions to: submission@nextwaveins.com