Restaurants
Next Wave’s Restaurant Program offers agents an all-lines solution to most restaurant types nationwide, including franchise chains and the upscale/fine dining type risks.
Coverages Offered
- General Liability
- Property
- Workers Comp
- Liquor Liability
- Crime
- Umbrella
Target Accounts Include:
- Upscale & White Table Restaurants with exclusive cuisine prepared by professional staff.
- Restaurants offering Classic, Ethnic or Specialty Cuisine.
- Catering incidental to the restaurant operation is covered.
- Preferred construction types are Fire Resistive, Modified Fire-Resistive, Masonry Non-Combustible and Non-Combustible.
- Protection Class (PC) 1 – 6; Restaurant can be sprinklered /non sprinklered or equipped with monitored alarm systems.
- Occupancy will have a functional building age not exceeding 25 years.
- Restaurant must have adequate controls: UL 300 Compliant Kitchen Suppression System; Duct Cleaning Certification; Service Contract with a qualified grease inspecting & cleaning contractor.
Carriers
- AmTrust
- QBE
- CNA