Bars, Taverns and Clubs

Bars, Taverns and Clubs

Next Wave is pleased to offer our agents access to a new Bar & Tavern Program written through QBE Americas (A.M. Best Rating “A”- Admitted). This program offers Property, General Liability, Crime and Liquor Liability coverage on establishments with liquor sales over 50 percent of revenue.

Acceptable Risks

  • Bars & Taverns
  • Private Clubs
  • Social Clubs
  • Night Clubs

Eligibility Criteria

  • Eligible States: Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia,Georgia,Idaho ,Illinois, Indiana, Kansas, Kentucky, Maine, Michigan, Minnesota, Missouri, Montana, Nebraska , New Jersey, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Utah,Virginia, Washington, Wisconsin, Wyoming
  • Gross Receipts do not exceed $5,000,000
  • Live entertainment to include dancing, DJ and bands subject to no pyrotechnic displays.
  • No more than two losses or claims per coverage part (excluding closed without payment) incurred in the past Five years (Liability), three years (Property).
  • All cooking area have approved automatic extinguishing systems and smoke detectors when there are other occupancies in the owned building.


  • QBE Americas

Flyers and Applications