Next Wave Insurance Services, LLC

Property & Casualty Insurance Solutions

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Next Wave's Restaurant Program offers agents an all-lines solution to most restaurant types nationwide, including franchise chains and the upscale/fine dining type risks.

Coverages Offered

  • General Liability
  • Property
  • Workers Comp
  • Liquor Liability
  • Crime
  • Umbrella

Target Accounts Include:

  • Upscale & White Table Restaurants with exclusive cuisine prepared by professional staff.
  • Restaurants offering Classic, Ethnic or Specialty Cuisine.
  • Catering incidental to the restaurant operation is covered.
  • Preferred construction types are Fire Resistive, Modified Fire-Resistive, Masonry Non-Combustible and Non-Combustible.
  • Protection Class (PC) 1 – 6; Restaurant can be sprinklered /non sprinklered or equipped with monitored alarm systems.
  • Occupancy will have a functional building age not exceeding 25 years.
  • Restaurant must have adequate controls: UL 300 Compliant Kitchen Suppression System; Duct Cleaning Certification; Service Contract with a qualified grease inspecting & cleaning contractor.


  • AmTrust
  • QBE
  • CNA

About Us

Next Wave operates as a Managing General Underwriter and Program Administrator, developing and distributing commercial, personal lines and travel insurance products.
Representing a wide range of top-rated carriers in the property and casualty arenas, Next Wave markets programs exclusively through independent agents and brokers nationwide. We provide responsive and disciplined underwriting expertise with competitive pricing to a wide range of industry classes, including: Hospitality, Manufacturing, Retailers, Wholesale Distributors, Healthcare Facilities, Technology, Real Estate and specific types of Construction risks. Next Wave also provides agent access to select personal lines markets for high-value homes, specialty personal lines and travel insurance products.
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