Next Wave Insurance Services, LLC

Property & Casualty Insurance Solutions

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Quake – DIC Insurance

Next Wave offers a new Difference-In-Condition (DIC) and Earthquake Program for Western states. Coverage is written by top-rated carriers on either an admitted and non-admitted basis in California. Non-admitted in Arizona, Nevada, Oregon, Washington and Utah.

Program Highlights

  • Most occupancies available for EQSL (may be sub-limited)
  • Minimum Deductible 5% in CA, 2% available in other states
  • Special Admitted program for CA Condominium & Homeowners’ Association Risks
  • 5% Deductibles available throughout CA for preferred risks
  • Expanded Building definition to include foundations
  • Per Risk Capacity up to $10 million primary limits; $15 million excess limits
  • Glass Recyclers

Target Classes

  • Light Manufacturing
  • Printing and Publishing
  • Restaurants
  • Hotels/Motels
  • Food Processors
  • Technology Companies
  • Wholesale Distributors
  • Grocery Stores
  • Auto Dealers
  • Schools & Universities
  • Health Care Facilities
  • Printers
  • Self Storage
  • Retailers


  • ICW
  • Plaza Insurance
  • Rockhill Underwriters


About Us

Next Wave operates as a Managing General Underwriter and Program Administrator, developing and distributing commercial, personal lines and travel insurance products.
Representing a wide range of top-rated carriers in the property and casualty arenas, Next Wave markets programs exclusively through independent agents and brokers nationwide. We provide responsive and disciplined underwriting expertise with competitive pricing to a wide range of industry classes, including: Hospitality, Manufacturing, Retailers, Wholesale Distributors, Healthcare Facilities, Technology, Real Estate and specific types of Construction risks. Next Wave also provides agent access to select personal lines markets for high-value homes, specialty personal lines and travel insurance products.
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