Next Wave Restaurant Program

Coverage Offered:

  • General Liability
  • Property
  • Workers Comp
  • Liquor Liability  
  • Crime
  • Umbrella

Target Accounts Include:

  • Fine Dining
  • Casual & Family Style
  • Buffets & Food Bars
  • Diners, Cafes & Coffee Shops
  • Fast Food
  • Delis/Sandwich Shops
  • Drive-Ins

Eligible Risks:

· Accounts where liquor sales are less than 75% of the total revenue.

· Risks equipped with adequate exit signage and safety equipment

· Risks with a UL-300 “wet suppression” automatic extinguishing systems.

· Risks with a hood and vent cleaning contract is required.

· New ventures are eligible subject to confirmation of management experience.

· Risks must meet financial risk scoring requirements.

· Accounts over 25 years of age must have updates with regard to plumbing, electrical, and HVAC

· Frame construction must be sprinklered.

Territory:

All States…except Hawaii & Alaska. 

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Submission Requirements:

  • Completed Acord applications
  • Completed Liquor Liability Supplemental
  • Currently valued loss runs – minimum (3) years

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