Next Wave Restaurant Program
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Coverage Offered:
- General Liability
- Property
- Workers Comp
- Liquor Liability
- Crime
- Umbrella
Target Accounts Include:
- Fine Dining
- Casual & Family Style
- Buffets & Food Bars
- Diners, Cafes & Coffee Shops
- Fast Food
- Delis/Sandwich Shops
- Drive-Ins
Eligible Risks:
· Accounts where liquor sales are less than 75% of the total revenue.
· Risks equipped with adequate exit signage and safety equipment
· Risks with a UL-300 “wet suppression” automatic extinguishing systems.
· Risks with a hood and vent cleaning contract is required.
· New ventures are eligible subject to confirmation of management experience.
· Risks must meet financial risk scoring requirements.
· Accounts over 25 years of age must have updates with regard to plumbing, electrical, and HVAC
· Frame construction must be sprinklered.
Territory:
All States…except Hawaii & Alaska.
- Completed Acord applications
- Completed Liquor Liability Supplemental
- Currently valued loss runs – minimum (3) years
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