Next Wave Insurance Services, LLC

Property & Casualty Insurance Solutions

Email Us | (619) 232-3900 | Login

Bars, Taverns and Clubs

Next Wave is pleased to offer our agents access to a new Bar & Tavern Program written through QBE Americas (A.M. Best Rating “A”- Admitted). This program offers Property, General Liability, Crime and Liquor Liability coverage on establishments with liquor sales over 50 percent of revenue.

Acceptable Risks

  • Bars & Taverns
  • Private Clubs
  • Social Clubs
  • Night Clubs

Eligibility Criteria

  • Eligible States: Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia,Georgia,Idaho ,Illinois, Indiana, Kansas, Kentucky, Maine, Michigan, Minnesota, Missouri, Montana, Nebraska , New Jersey, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Utah,Virginia, Washington, Wisconsin, Wyoming
  • Gross Receipts do not exceed $5,000,000
  • Live entertainment to include dancing, DJ and bands subject to no pyrotechnic displays.
  • No more than two losses or claims per coverage part (excluding closed without payment) incurred in the past Five years (Liability), three years (Property).
  • All cooking area have approved automatic extinguishing systems and smoke detectors when there are other occupancies in the owned building.


  • QBE Americas

Flyers and Applications

Bar, Tavern and Club Material

About Us

Next Wave operates as a Managing General Underwriter and Program Administrator, developing and distributing commercial, personal lines and travel insurance products.
Representing a wide range of top-rated carriers in the property and casualty arenas, Next Wave markets programs exclusively through independent agents and brokers nationwide. We provide responsive and disciplined underwriting expertise with competitive pricing to a wide range of industry classes, including: Hospitality, Manufacturing, Retailers, Wholesale Distributors, Healthcare Facilities, Technology, Real Estate and specific types of Construction risks. Next Wave also provides agent access to select personal lines markets for high-value homes, specialty personal lines and travel insurance products.
Read More

Get Social

      Like Us     Follow Us     Join Network     Follow

Contact Us