Next Wave Insurance Services, LLC

Property & Casualty Insurance Solutions

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Artisan Contractors E&O and Pollution

Program Highlights

Artisan contractors are specialized and they demand a specialized insurance solution. When something goes wrong on a project, it could come as a result of a combination of factors. Our Artisan Contractors E&O and pollution policy was designed to protect your firm from its true exposures - claims alleging faulty workmanship, design errors or omissions, and the use of defective materials or products.

Artisan Contractors E&O and pollution provides coverage for wrongful acts arising out of the insured’s faulty workmanship and design services performed on their behalf. Qualifying firms will have.

  • Construction values of at least $500,000 and five years experience
  • Acceptable loss ratio
  • Less than 25% residential and 10% condominium exposures

Eligible Classes

Eligible Classes include, but are not limited to, the following:

  • Acoustical Contractor
  • Audio/Visual Contractor
  • Concrete Contractor
  • Curtain Wall/Glazing Contractor
  • Drywall Contractor
  • Electrical Contractor
  • Electrical/Mechanical Contractor
  • Elevator Contractor
  • Excavation Contractor
  • Exhibit Contractor
  • Fire Sprinkler Contractor
  • Flooring Contractor
  • Highway Contractor
  • Kitchen Contractor
  • Landscape Contractor
  • Masonry Contractor
  • Mechanical Contractor
  • Millwright Contractor
  • Painting Contractor
  • Paving Contractor
  • Paving/Highway Contractor
  • Roofing Contractor
  • Signage Contractor
  • Soils/Geotechnical Contractor
  • Structural Contractor
  • Telecommunications/Cabling Contractor
  • Utility Contractor
  • Wastewater/Sewer Contractor


Eligible States
  • All States
Minimum Premium
  • $3,200 for E&O only
  • $4,200 for E&O and pollution combined at a $1 million limit
  • Up to $5 million



About Us

Next Wave operates as a Managing General Underwriter and Program Administrator, developing and distributing commercial, personal lines and travel insurance products.
Representing a wide range of top-rated carriers in the property and casualty arenas, Next Wave markets programs exclusively through independent agents and brokers nationwide. We provide responsive and disciplined underwriting expertise with competitive pricing to a wide range of industry classes, including: Hospitality, Manufacturing, Retailers, Wholesale Distributors, Healthcare Facilities, Technology, Real Estate and specific types of Construction risks. Next Wave also provides agent access to select personal lines markets for high-value homes, specialty personal lines and travel insurance products.
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